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CMCH Eco Plus

CMHC Eco Plus Logo.avif

If you’re buying a newly built energy-efficient home and your mortgage is insured by CMHC, you may be eligible for a 25% refund on your mortgage insurance premium through the Eco Plus program.

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  • 25% refund on your mortgage insurance prenium

Eligibility

You may qualify if:

 

  • Your home is brand new (never occupied)

  • Your home meets certain energy efficiency or greenhouse gas reduction standards

    • ​These can be verified through an EnerGuide assessment or a recognized third-party certification (like ENERGY STAR, LEED, or Passive House).

  • Your mortgage is insured by CMHC

Limitations

  • You have up to two years from your mortgage closing date to apply for the refund

  • Documentation such as an EnerGuide label or qualifying certification is required

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